SIP Calculator – Plan Your Systematic Investments

Quickly estimate your monthly SIP investment, total amount invested, estimated gain and maturity value. Designed for Indian mutual fund investors using Rs-based calculations.

Online SIP Calculator

Enter your monthly SIP amount, expected annual return and time period in years to see how your investment can grow.

Minimum Rs 500. Try Rs 2,000 · Rs 5,000 · Rs 10,000
Common long-term equity SIP returns are often assumed between 10% – 15% p.a.
Longer duration = more compounding benefit. Try 10, 15 or 20 years.

SIP Result

Enter your details and click “Calculate SIP” to see your result here.

Total Investment Rs 0
Estimated Gain Rs 0
Estimated Maturity Value Rs 0

Disclaimer: Please note that this calculator is for illustrations only and do not represent actual returns. Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.
*Mutual fund investments are subject to market risks. Please read the prospectus carefully before investing.

About this SIP Calculator

This SIP Calculator helps you make smarter investment decisions by showing how your monthly SIP grows over time through compounding. Whether you are planning for retirement, children’s education, buying a house or long-term wealth creation, this simple tool gives you a clear projection of your total investment, estimated gain and maturity value in Rs.

You can quickly test different monthly SIP amounts, expected returns and time periods to see how they impact your final corpus. Use it as a starting point for financial planning and to understand how small, regular investments can create big wealth over time.

How to Use the SIP Calculator

  1. Enter Monthly Investment (Rs): The fixed amount you plan to invest every month.
  2. Enter Expected Return (p.a. %): A realistic annual return rate, for example 10%–15% for equity mutual funds.
  3. Enter Time Period (Years): The number of years you want to continue your SIP.
  4. Click “Calculate SIP”: You will instantly see your total investment, estimated gain and maturity amount.

The SIP Calculator uses a standard compounding formula to estimate your future value. It assumes a fixed monthly contribution and a constant rate of return. Real-life returns will go up and down, but this tool gives you a useful approximation so you can plan your goals better.